## 💳 BillGuard – Your Personal Bill Reminder Bot

Tired of missing bill due dates? Forgetting which subscriptions you're paying for? 
Getting hit with late fees on payments you meant to make?

BillGuard keeps you in control of every recurring payment — rent, utilities, 
streaming services, loans, insurance, gym memberships, and more. Set it up once 
and never worry about a missed payment again.

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## 🔔 How it works

1. Add your bills with `/add` — name, amount, due date, recurrence
2. BillGuard reminds you before each bill is due
3. Mark bills as paid and let BillGuard roll the due date automatically

That's it. No spreadsheets, no manual calendar reminders, no surprises.

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## ✅ Features

**Free Plan**
- Track up to 5 bills
- Reminders before due dates
- Add, list and delete bills
- Multi-currency support

**Pro – $2.99/mo**
- Unlimited bills
- Bill categories (Utilities, Streaming, Housing etc.)
- Next-month forecast by category
- Bill notes and memo field
- Recurring auto-roll after payment

**Premium – $6.99/mo**
- Everything in Pro
- Email reminders via SendGrid
- Export bills as CSV
- Payment history log
- Multi-currency per bill

**Enterprise – $19.99/mo**
- Everything in Premium
- Shared bill lists (up to 10 members)
- Custom reminder timing (1–30 days before)
- Outbound webhooks for automation
- Priority support

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## 💱 Works globally

BillGuard supports any currency — USD, EUR, GBP, NGN, GHS, KES, ZAR and more. 
Pay for your plan via card, Apple Pay, bank transfer or mobile money through 
our secure Paystack checkout.

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## 🚀 Get started

Type `/billguard` to begin. Add your first bill in under 30 seconds.

Free plan available — no credit card required.

BillGuard

Track bills & subscriptions. Get reminded before due dates. Never miss a payment or late fee again.

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